http://blog.b2bbookofmoney.com Thu, 02 Sep 2010 15:02:09 +0000 http://backend.userland.com/rss092 en Smart money management is crucial... especially during these economically challenging times. It is important to monitor how you spend your money.        Take the following self-quiz,  taken from The Back to Basics Book of Money!  A Couple's Guide to Financial Peace.  Then see how effectively you are managing your resources:   Am I reluctant ... http://blog.b2bbookofmoney.com/?p=470         Want to help your children build long, long, long-term wealth … maybe even be able to retire wealthy one day?  Consider setting them up with IRAs with the money they earn this from their summer jobs … and the rest of the year, too.      Here are the rules:   ·        If they ... http://blog.b2bbookofmoney.com/?p=466     First of all, all money is not equal ... not by a long shot!      Sure, in most cases, the federal government gets its pound of flesh in taxes on just about everything you earn ... while the states slice off a few ounces as well.  This can be frustrating when ... http://blog.b2bbookofmoney.com/?p=464 [The following is an excerpt from The Back to Basics Book of Money! A Couple’s Guide to Financial Peace]   [Don't forget to look at the special offer below.]   I have always found money interesting and challenging. I have written about and taught money management skills for 30 years.  Three major things I ... http://blog.b2bbookofmoney.com/?p=462 Compulsive spenders tend to shop more from habit, boredom or unhappiness than genuine need.  The problem can be serious.  Fortunately, in most instances, awareness and a little self-discipline are enough to bring "shopaholic" spending under control.   Chronic overspending can disrupt a family's financial stability.  Just as bad, it can lead to ... http://blog.b2bbookofmoney.com/?p=457   If you're like most people, your home is not just your most valuable possession and biggest asset, but it is also your family's shelter.  If anything should happen to your home, you want to be sure losses will be repaired or replaced without unexpected financial surprises.  That's why you carry ... http://blog.b2bbookofmoney.com/?p=449 By John Ingrisano Director, Family Finance Conference Center   Times are tough.  A lot of folks these days are upside down on their auto loans, under water on their mortgages, and way in over their heads in credit card debt.    So, what about bankruptcy?  In a word … don’t.  There may be times when ... http://blog.b2bbookofmoney.com/?p=447 By John Ingrisano Director, Family Finance Conference Center   Ben Franklin was cited as saying:  “Watch the pennies and the dollars will take care of themselves.”  In the same respect, minor differences in interest rates can make big differences over time.   Example: If you ring up a $1,000 bill on one credit card ... http://blog.b2bbookofmoney.com/?p=445 The Bank of Luxemburg, having just about wrapped up major remodeling of its branch at 512 Second Street in Algoma, is having a Grand Re-Opening Celebration on Thursday, August 12.  The renovations alone are worth dropping by for a look-see.   Additionally, the bank has graciously asked me to hold a ... http://blog.b2bbookofmoney.com/?p=442 By John Ingrisano Director, Family Finance Conference Center   Here’s a short quiz.   Question # 1:  At the end of 50 years, how much money do gamblers end up with who “invest” $50 a week on lottery tickets or at the casino?    Question # 2:  At the end of 50 years, how much money ... http://blog.b2bbookofmoney.com/?p=440